Compare personal loans

APR —

DirectAxis

DirectAxis Debt Consolidation Loan

Individuals with a steady income of at least R5,000 who need to consolidate multiple debts.

Amount

R10k–R350k

Term

24–72 months

Type

debt_consolidation

APR 36%

Boodle Short-Term Loan

This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.

Amount

R4k–R8k

Term

3–6 months

Type

short_term

APR —

Absa

Absa Vehicle Finance Instalment Sale Agreement

Individuals with stable incomes looking to finance a vehicle under R250,000 without hefty penalties for early repayments.

Type

car_finance

APR —

Lula

Lula Fixed-Term Business Funding

Established businesses with consistent revenue looking for flexible funding options.

Amount

R10k–R5M

Term

3–12 months

Type

business

APR —

Absa

Absa Student Loan

Students earning over R3,000 monthly who require funds for tuition and related study expenses.

Amount

R15k

Type

student

APR 27.0%

FinChoice

FinChoice Personal Loan

This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

Amount

R500–R50k

Term

3–36 months

Type

personal

APR —

Nedbank

Nedbank Home Loan

First-time home buyers with a solid credit score looking for cashback incentives and flexible repayment terms.

Term

60–360 months

Type

mortgage

APR —

Standard Bank

Standard Bank Loan Consolidation

Individuals with a steady income above R3,000 looking to streamline their loan repayments.

Term

12–84 months

Type

debt_consolidation

APR 36.0%

Lime24 Short-Term Loan

This loan is best for individuals facing immediate financial needs who can repay within 90 days.

Amount

R500–R8k

Term

3–3 months

Type

short_term

APR —

MFC (Nedbank)

MFC Vehicle Finance

Individuals with a stable income and a good credit score looking to finance a vehicle purchase over R50,000.

Amount

R50k

Type

car_finance

APR —

GoTyme Bank

GoTyme Business Advance

Established businesses generating over R50,000 monthly looking for flexible funding options.

Amount

Up to R5M

Type

business

APR —

FNB (First National Bank)

FNB Student Loan

Students with a steady income who need financial support for tuition and living costs.

Amount

Up to R450k

Type

student

APR 24.0%

Fasta

Fasta Personal Loan

This loan is best for individuals needing quick access to funds with a flexible repayment structure.

Amount

R500–R8k

Term

3–6 months

Type

personal

APR —

Standard Bank

Standard Bank Home Loan

First-time home buyers in South Africa with a solid income and good credit scores looking to finance up to R3 million.

Type

mortgage

APR —

Old Mutual

Old Mutual Debt Consolidation Loan

Individuals with multiple debts seeking to consolidate them into a single loan while earning a steady income.

Amount

Up to R250k

Term

3–72 months

Type

debt_consolidation

APR 36.0%

Finance27

Finance27 Short-Term Loan

This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.

Amount

R1k–R7.2k

Term

2–2 months

Type

short_term

APR —

FNB (First National Bank)

FNB Vehicle Finance

Individuals earning at least R6,000 a month with a clear credit record looking to finance a car under 10 years old.

Amount

R30k

Type

car_finance

APR —

Standard Bank

Standard Bank Business Term Loan

Businesses that have been trading for at least 2 years and need predictable repayment schedules.

Term

36–60 months

Type

business

APR —

Fundi

Fundi Student Loan

Students from low to moderate-income households looking to finance their education without immediate financial pressure.

Term

6–36 months

Type

student

APR 21.0%

Capfin

Capfin Personal Loan

This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.

Amount

R1k–R50k

Term

3–24 months

Type

personal