Compare personal loans

APR 9.95%

The Co-operative Bank

The Co-operative Bank Personal Loan

Individuals with good credit scores seeking personal loans for various purposes.

Amount

NZ$1k–NZ$50k

Term

6–60 months

Type

personal

APR 13.9%

ANZ New Zealand

ANZ Car Loan

Ideal for those seeking a reliable lender with no application fees and quick approval times.

Amount

NZ$3k–NZ$50k

Term

6–84 months

Type

car_finance

APR 4.19%

SBS Bank

SBS Bank Home Loan

This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.

Term

6–360 months

Type

mortgage

APR 9.95%

Instant Finance

Instant Finance Debt Consolidation Loan

This loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.

Amount

NZ$500–NZ$50k

Term

3–84 months

Type

debt_consolidation

APR 12.9%

ASB

ASB Personal Loan

This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.

Amount

NZ$2k–NZ$50k

Term

6–84 months

Type

personal

APR 12.95%

ASB Bank

ASB Car Loan

Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.

Amount

NZ$2k–NZ$50k

Term

6–84 months

Type

car_finance

APR 12.99%

Kiwibank

Kiwibank Personal Loan

Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.

Amount

NZ$2k–NZ$30k

Term

12–60 months

Type

personal

APR 9.4%

AA Money

AA Money Car Loan

It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.

Amount

NZ$5k–NZ$75k

Term

12–60 months

Type

auto

APR 13.9%

BNZ

BNZ Personal Loan

This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.

Amount

NZ$2k–NZ$50k

Term

6–60 months

Type

personal

APR 7.99%

Harmoney

Harmoney Car Loan

This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.

Amount

NZ$2k–NZ$100k

Term

36–84 months

Type

car_finance

APR 13.9%

ANZ

ANZ Personal Loans

Individuals with a stable income looking to borrow between NZ$3,000 and NZ$50,000 for personal purposes.

Amount

NZ$3k–NZ$50k

Term

6–84 months

Type

personal

APR 9.95%

Instant Finance

Instant Finance Car Loan

This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.

Amount

NZ$2k–NZ$50k

Term

12–84 months

Type

auto

APR 9.95%

Instant Finance

Instant Finance Personal Loan

Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.

Amount

NZ$500–NZ$50k

Term

3–84 months

Type

personal

APR 8.95%

MTF Finance

MTF Finance Car Loan

Kiwis with a steady income and decent credit looking for car loans between NZD 2,000 and NZD 100,000.

Amount

NZ$2k–NZ$100k

Term

12–84 months

Type

car_finance

APR 7.99%

Harmoney

Harmoney Personal Loan

This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.

Amount

NZ$2k–NZ$100k

Term

36–84 months

Type

personal

APR 8.55%

UDC Finance

UDC Finance Car Loan

This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.

Amount

NZ$5k–NZ$100k

Term

12–60 months

Type

car_finance

APR 11.5%

SBS Bank

SBS Bank Personal Loan

This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.

Amount

NZ$1k–NZ$30k

Term

6–60 months

Type

personal

APR 6.49%

Westpac New Zealand

Westpac Car Loan

Individuals aged 18+ with stable income and good credit looking for a car loan.

Amount

NZ$2k–NZ$50k

Term

6–60 months

Type

car_finance

APR 7.99%

Westpac

Westpac Personal Loan

Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.

Amount

NZ$2k–NZ$50k

Term

6–60 months

Type

personal