Compare personal loans

APR 54%

Carbon

Carbon Personal Loan

This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

Amount

₦2.5k–₦1M

Term

3–12 months

Type

Personal

APR —

United Bank for Africa

UBA SME Business Loan

Established Nigerian businesses seeking substantial funding to expand operations or invest in new projects.

Amount

₦500k

Term

12–60 months

Type

business

APR 20.0%

First Bank of Nigeria

First Bank of Nigeria Personal Loan

This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

Amount

₦200k

Term

6–60 months

Type

Personal

APR —

Stanbic IBTC Bank

Stanbic IBTC Business Loan

Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.

Amount

₦1M

Term

12–60 months

Type

business

APR 30.0%

Kuda

Kuda Bank Overdraft

This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

Amount

₦5k–₦250k

Term

3–12 months

Type

Personal

APR —

Lidya

Lidya Business Loan

Established Nigerian businesses seeking quick funding for operational expenses or expansion.

Amount

₦150k

Term

1–12 months

Type

business

APR 28.5%

UBA

UBA Personal Loan

This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

Amount

₦200k

Term

6–60 months

Type

Personal

APR —

Zenith Bank

Zenith Bank Business Loan

Established Nigerian businesses with solid financial records looking for substantial funding.

Amount

₦1M

Term

12–60 months

Type

business

APR 25.44%

Renmoney

Renmoney Personal Loan

This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

Amount

₦50k

Term

3–24 months

Type

Personal

APR —

First Bank of Nigeria

First Bank SME Business Loan

Established businesses with a good credit history looking for significant financial support.

Amount

₦500k

Term

12–60 months

Type

business

APR 48.0%

Stanbic IBTC

Stanbic IBTC Personal Loan

This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

Amount

₦100k

Term

6–24 months

Type

Personal

APR —

Access Bank

Access Bank SME Business Loan

Established SMEs in Nigeria needing significant capital for expansion or operational costs.

Amount

₦500k

Term

6–60 months

Type

business

APR 36.0%

Branch

Branch Personal Loan

This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

Amount

₦6k–₦1M

Term

4–52 months

Type

Personal

APR —

Guaranty Trust Bank

GTBank Business Loan

Established Nigerian businesses with a solid trading history seeking significant funding for expansion.

Amount

₦1M

Term

12–60 months

Type

business

APR 35.4%

GTBank

GTBank Salary Advance Personal Loan

This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.

Amount

₦5k–₦5M

Term

3–12 months

Type

Personal

APR 60.0%

QuickCheck

QuickCheck Personal Loan

This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

Amount

₦1.5k–₦1M

Term

3–12 months

Type

Personal

APR 24%

FairMoney

FairMoney Personal Loan

This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

Amount

₦1.5k–₦5M

Term

3–36 months

Type

Personal