Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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APR 10.5%

Tata Capital

Tata Capital Personal Loan

Salaried individuals earning over ₹25,000 per month who seek substantial personal loans.

Amount: ₹75k–₹3.5M
Term: 12–72 months
Type: personal

APR 8.4%

ICICI Bank

ICICI Bank Car Loan

This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

Amount: ₹100k
Term: 12–84 months
Type: car_finance

APR 7.25%

Canara Bank

Canara Bank Vidya Turant Education Loan

Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.

Amount: ₹100k
Term: 12–180 months
Type: student

APR 10.0%

State Bank of India (SBI)

SBI Personal Loan - Low Rates from India's Largest Bank

This loan is best for individuals seeking flexible financing options with a reliable institution.

Amount: ₹50k–₹2M
Term: 12–72 months
Type: personal

APR 11.0%

Hero FinCorp

Hero FinCorp Two Wheeler Loan

Hero brand buyers wanting instant dealership financing.

Amount: ₹15k–₹300k
Type: two_wheeler

APR 8.5%

ICICI Bank

ICICI Bank Education Loan

Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

Amount: ₹100k
Term: 12–144 months
Type: student

APR 9.0%

Poonawalla Fincorp

Poonawalla Fincorp Personal Loan

This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.

Amount: ₹50k–₹2.5M
Term: 12–60 months
Type: personal

APR 8.9%

State Bank of India

SBI New Car Loan

Individuals with a stable income above ₹3 lakh annually who want to finance a new vehicle purchase.

Amount: ₹100k
Term: 12–84 months
Type: car_finance

APR 6.85%

Punjab National Bank

PNB Saraswati Education Loan

Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

Amount: ₹100k–₹5M
Term: 12–180 months
Type: student

APR 9.99%

HDFC Bank

HDFC Bank Personal Loan

This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

Amount: ₹50k–₹5M
Term: 12–60 months
Type: personal

APR 8.15%

HDFC Bank

HDFC Bank New Car Loan

It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

Amount: ₹100k–₹2.5M
Term: 12–84 months
Type: car_finance

APR 6.85%

Bank of Baroda

Bank of Baroda Baroda Gyan Education Loan

Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

Amount: ₹100k
Term: 12–180 months
Type: student

APR 10.49%

IDFC FIRST Bank

IDFC FIRST Bank Personal Loan

This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

Amount: ₹20k–₹4M
Term: 6–60 months
Type: personal

APR 8.75%

Axis Bank

Axis Bank Car Loan

Salaried individuals or self-employed professionals with a stable income looking to finance a vehicle purchase up to ₹1 crore.

Amount: ₹100k
Term: 12–84 months
Type: car_finance

APR 6.9%

State Bank of India

SBI Student Loan Scheme

Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

Amount: ₹100k–₹5M
Term: 12–180 months
Type: student

APR 10.49%

Axis Bank

Axis Bank Personal Loan

This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

Amount: ₹50k–₹4M
Term: 12–60 months
Type: personal

APR 9.5%

HDFC Bank

HDFC Bank Two Wheeler Loan

Existing HDFC Bank customers wanting quick approval.

Amount: ₹25k–₹500k
Type: two_wheeler

APR 10.5%

HDFC Bank

HDFC Bank Education Loan

Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

Amount: ₹100k–₹5M
Term: 12–180 months
Type: student

APR 10.25%

ICICI Bank

ICICI Bank Personal Loan

This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

Amount: ₹50k–₹5M
Term: 12–60 months
Type: personal

APR 9.8%

State Bank of India

SBI Two Wheeler Loan

Budget-conscious buyers who want the lowest possible interest rate.

Amount: ₹20k–₹300k
Type: two_wheeler

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