Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Recently added

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Creditspring Credit Builder Loan

People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.

Type: credit_builder

APR 9.9%

Bamboo Personal Loan

Borrowers with poor or thin credit who've been declined by mainstream banks.

Amount: £1k–£8k
Term: 12–60 months
Type: personal

APR 99.9%

Lending Stream Short-Term Loan

People locked out of mainstream lending who need a small emergency sum quickly.

Amount: £50–£1.5k
Term: 3–6 months
Type: personal

APR 6.9%

Funding Circle Business Loans

It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

Amount: £10k–£500k
Term: 72–72 months
Type: Business

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Together Money BTL Mortgage

Landlords with complex income or non-standard properties who struggle with mainstream lender criteria.

Type: buy_to_let

APR 3.9%

Halifax Debt Consolidation Loan

Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.

Amount: £1k–£50k
Type: debt_consolidation

APR 7.9%

Oodle Car Finance

Oodle Car Finance

This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

Amount: £3k–£50k
Term: 24–60 months
Type: car_finance

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Wollit Credit Builder

Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

Type: credit_builder

APR 8.9%

Starling Bank Personal Loan

Starling customers who need a small, short-term loan with no paperwork.

Amount: £500–£5k
Term: 3–36 months
Type: personal

APR 18.0%

iwoca Business Loans

These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

Amount: £1k–£500k
Term: 1–24 months
Type: Business

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West One Loans BTL Mortgage

Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies

Type: buy_to_let_bridging

APR 3.9%

NatWest Debt Consolidation Loan

Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.

Amount: £1k–£50k
Type: debt_consolidation

APR 8.9%

Zuto Car Finance

Best suited for UK residents looking for competitive rates on car loans with access to various lenders.

Amount: £1k–£75k
Term: 24–60 months
Type: car_finance

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Loqbox Credit Builder

Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.

Type: credit_builder

APR 5.6%

Post Office Personal Loan

Borrowers who want a competitive rate from a trusted (if unexpected) brand.

Amount: £1k–£25k
Term: 12–60 months
Type: personal

APR 9.96%

Together Money Bridging Loan

Landlords needing short-term finance for property renovation, refurbishment, or quick property purchases

Type: bridging_refurbishment

APR 3.3%

HSBC Personal Loan for Debt Consolidation

HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.

Amount: £1k–£30k
Type: debt_consolidation

APR 12.9%

Moneybarn Car Finance for Poor Credit

Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.

Amount: £3k–£25k
Term: 24–60 months
Type: hire_purchase

APR 3.9%

Halifax Personal Loan

Borrowers who want a trusted brand with one of the lowest starting APRs on the market.

Amount: £1k–£50k
Term: 12–60 months
Type: personal

APR 9.69%

Central Trust Second Charge Mortgage

Homeowners with various income sources who need significant funds for home improvements or debt consolidation.

Amount: £10k–£250k
Term: 36–360 months
Type: secured_homeowner_loan