Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Wollit

Wollit Credit Builder

Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

Type: credit_builder

APR 99.9%

Lending Stream

Lending Stream Short-Term Loan

Individuals with low credit scores seeking emergency funds quickly.

Amount: £50–£1.5k
Term: 3–6 months
Type: personal

APR 6.9%

Funding Circle

Funding Circle Business Loans

It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

Amount: £10k–£500k
Term: 72–72 months
Type: Business

APR 3.3%

HSBC

HSBC Personal Loan for Debt Consolidation

HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.

Amount: £1k–£30k
Type: debt_consolidation

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West One Loans

West One Loans BTL Mortgage

Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies

Type: buy_to_let_bridging

APR 8.9%

Zuto

Zuto Car Finance

Best suited for UK residents looking for competitive rates on car loans with access to various lenders.

Amount: £1k–£75k
Term: 24–60 months
Type: car_finance

APR 24.9%

Ocean Finance

Ocean Finance Personal Loan

This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.

Amount: £1k–£5k
Term: 12–60 months
Type: personal

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Creditspring

Creditspring Credit Builder Loan

People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.

Type: credit_builder

APR 18.0%

iwoca

iwoca Business Loans

These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

Amount: £1k–£500k
Term: 1–24 months
Type: Business

APR 3.9%

Halifax

Halifax Debt Consolidation Loan

Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.

Amount: £1k–£50k
Type: debt_consolidation

APR 3.54%

Molo Finance

Molo Finance BTL Mortgage

Rate-sensitive BTL landlords, especially limited company borrowers wanting the cheapest fixed rates

Type: buy_to_let

APR 5.9%

MotoNovo Finance

This is ideal for UK residents aged 18 and above who are looking for flexible car financing options and can meet the credit requirements.

Amount: £4k–£75k
Term: 12–60 months
Type: car_finance

APR 5.9%

Zopa

Zopa Personal Loan

Individuals with a credit score above 600 needing a personal loan for various purposes.

Amount: £1k–£35k
Term: 12–60 months
Type: personal

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Loqbox

Loqbox Credit Builder

Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.

Type: credit_builder

APR 3.9%

Lloyds Bank

Lloyds Bank Debt Consolidation Loan

Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.

Amount: £1k–£50k
Type: debt_consolidation

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Foundation Home Loans

Foundation Home Loans BTL Mortgage

Professional landlords with complex property portfolios needing specialist underwriting through a broker

Type: buy_to_let

APR 8.9%

CarFinance 247

This service is best for those who need fast financing for a vehicle and have a clear repayment plan.

Amount: £1k–£50k
Term: 12–60 months
Type: auto

APR 6.9%

Danske Bank

Danske Bank Fixed Rate Personal Loan

This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.

Amount: £1k–£25k
Term: 12–60 months
Type: personal

APR 3.9%

NatWest

NatWest Debt Consolidation Loan

Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.

Amount: £1k–£50k
Type: debt_consolidation

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Precise Mortgages

Precise Mortgages Specialist Lending

Landlords with complex circumstances needing a specialist lender that assesses cases on merit rather than ticking boxes

Type: specialist_btl_bridging

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