Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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APR 6.95%

Desjardins Personal Loan

This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

Amount: CA$500–CA$50k
Term: 12–60 months
Type: Personal

APR 0.0%

KOHO

KOHO Credit Building Account

This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Amount: Up to CA$10
Term: 4–12 months
Type: Credit Builder

APR 9.99%

Spring Financial

Spring Financial Personal Loan

This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

Amount: CA$300–CA$35k
Term: 12–60 months
Type: Personal

APR 7.99%

Coast Capital Savings

Coast Capital Savings Personal Loan

This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.

Amount: CA$1k–CA$50k
Term: 12–60 months
Type: Personal

APR 7.95%

National Bank of Canada

National Bank Personal Loan

This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

Amount: CA$2k–CA$50k
Term: 12–60 months
Type: Personal

APR 7.45%

Tangerine

Tangerine Line of Credit

This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

Amount: CA$1k–CA$50k
Term: 12–60 months
Type: Line of Credit

APR 8.99%

BMO

BMO Personal Loan

This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

Amount: CA$2k–CA$35k
Term: 12–60 months
Type: Personal

APR 6.0%

Scotiabank

Scotiabank Personal Loan

Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

Amount: CA$5k–CA$75k
Term: 12–60 months
Type: Personal

APR 19.9%

Fora Credit

Fora Credit Line of Credit

This product is best for individuals seeking quick access to funds with a straightforward online application process.

Amount: CA$1k–CA$15k
Term: 12–100 months
Type: Personal

APR 8.99%

Fig Financial

Fig Financial Personal Loan

This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

Amount: CA$2k–CA$35k
Term: 24–84 months
Type: Personal

APR 9.0%

CIBC

CIBC Unsecured Personal Loan Options

This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

Amount: CA$3k–CA$200k
Term: 12–60 months
Type: Personal

APR 9.9%

Mogo

Mogo Personal Loan

This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

Amount: CA$500–CA$35k
Term: 6–60 months
Type: Personal

APR 7.49%

Meridian Credit Union

Meridian Credit Union Personal Loan

This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

Amount: CA$1k–CA$50k
Term: 12–60 months
Type: Personal

APR 29.99%

Fairstone

Fairstone Personal Loans

Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

Amount: CA$500–CA$50k
Term: 6–120 months
Type: Personal

APR 8.99%

TD Bank

TD Bank Personal Loan

This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

Amount: CA$5k–CA$50k
Term: 12–84 months
Type: Personal

APR 8.99%

goPeer

goPeer Personal Loan

This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

Amount: CA$1k–CA$35k
Term: 36–60 months
Type: Personal

APR 9.0%

RBC Royal Bank

RBC Royal Bank Personal Loan

This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

Amount: CA$5k–CA$50k
Term: 12–60 months
Type: Personal

APR 19.9%

LendDirect

LendDirect Personal Loan

This service is best for borrowers needing fast approvals and flexible eligibility criteria.

Amount: CA$500–CA$25k
Term: 6–60 months
Type: Personal

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